Investing Quiz
How the Scales are Structured
Who Usually Takes This Test?
See How You Compare
Below is a preview of how scores are typically distributed across each scale.
Example Questions From the Test
- 4%
- 10%
- 6%
- 12%
- A loan to a company that must be repaid on a fixed date
- A guaranteed claim to a fixed annual payment
- A deposit insured against market losses
- An ownership interest in a company
- 80%
- 20%
- 22%
- 25%
Investing Quiz - Description and methodology of the test
People seeking a practical check of basic financial understanding can use this investing quiz to identify concepts that deserve more attention before they make or review investment decisions. It is suitable for newcomers and self-directed investors who want a clearer picture of their current foundation. As an investment knowledge quiz, it turns familiar market situations into an educational result rather than a forecast of personal performance.
What This Assessment Measures
The assessment checks whether a respondent can apply core investing ideas to familiar financial situations. It covers returns, compounding, inflation, fees, orders, shares, bonds, diversification, rebalancing, time horizon, risk capacity, and fraud warnings, giving the assessment a practical focus on everyday investing concepts.
The questions group into these areas:
- Calculations show whether gains, losses, inflation, compounding, and fees are handled correctly.
- Products and mechanics show whether shares, bonds, funds, and orders are distinguished.
- Portfolio and protection scenarios show how diversification, liquidity, rebalancing, risk capacity, and fraud warnings are understood.
These areas feed the Investing Knowledge scale (0-16). It measures foundational concepts and common scenarios; the bands are Foundations to build (0-6), Developing knowledge (7-12), and Strong knowledge (13-16). A higher band indicates stronger educational performance, not personal suitability or guaranteed outcomes.
Methodology and Evidence Base
Each item presents a short financial scenario with four answer choices. The result reflects applied knowledge rather than confidence or investing personality. This investing knowledge check uses one displayed educational scale, not separate topic scores.
Its evidence base is conceptual, not a claim that the online questionnaire reproduces a published test. The content is conceptually consistent with van Rooij, Lusardi, and Alessie (2011), whose work links financial knowledge with market participation, and with Fontes and colleagues (2021), who describe ways to measure investing knowledge. Lusardi and Mitchell (2014) provide a broader account of financial literacy’s economic role. The questionnaire is not presented as an adaptation of these sources.
Read the band as a snapshot of performance on foundational investing problems: stronger results suggest greater familiarity with the tested concepts, while lower results point to topics for review. Attention, honest responding, current familiarity, and scenario wording can affect performance; the result does not establish whether a particular investment suits you or how you would respond under market stress.
- van Rooij, Maarten, Annamaria Lusardi, and Rob Alessie. "Financial Literacy and Stock Market Participation." Journal of Financial Economics 101, no. 2 (2011): 449-472. 10.1016/j.jfineco.2011.03.006
- Fontes, Angela, Mark Lush, Meimeizi Zhu, Olivia Valdes, Robert Ganem, and Gary Mottola. "Measuring Investing Knowledge." FINRA Investor Education Foundation and NORC at the University of Chicago, November 2021.
- Lusardi, Annamaria, and Olivia S. Mitchell. "The Economic Importance of Financial Literacy: Theory and Evidence." Journal of Economic Literature 52, no. 1 (2014): 5-44. 10.1257/jel.52.1.5
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