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Express Assessment of Economic Attitudes3

Express Assessment of Economic Attitudes Test

Understand young people’s money, work, saving, and risk attitudes in about 4 minutes. Get fast, reliable insights to tailor education, counseling, or research across groups.

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Questions: 174 minutes

08:30

October 2, 2025

October 2, 2025
Material has been updated

October 2, 2025
Material has been published

18,850 views

1,203 completions

1,039 likes

Verified by Daniel Hall

Psychologist with 25 years of experience

Scale Explorer

How the Scales are Structured

example score

3/7

Socioeconomic Comparison (SC)

Measures the extent to which a person is oriented toward socio-economic equality and avoids standing out or competing in market-like conditions.

Competitive/individual-differentiating

Balanced comparison

Equality-oriented/non-competitive

1 – 3: Competitive/individual-differentiating | 4 – 5: Balanced comparison | 6 – 7: Equality-oriented/non-competitive

A score of 3 falls in the low range, suggesting a relatively greater comfort with competition and differentiation rather than a strong preference for equality and blending in.

example score

3/7

Trust in Economic Actors and Institutions (TiEAaI)

Measures confidence in entrepreneurs, banks, and other economic institutions, including willingness to invest in businesses and funds.

Low trust

Moderate trust

High trust

1 – 3: Low trust | 4 – 5: Moderate trust | 6 – 7: High trust

A score of 3 indicates relatively low trust in economic actors and institutions and a cautious stance toward investing.

example score

4/7

Economic Planning and Financial Optimism Attitudes (EPaFOA)

This scale measures how optimistic a person feels about their economic future and how proactively they plan and save money.

Low planning & optimism

Moderate planning & optimism

High planning & optimism

1 – 3: Low planning & optimism | 3.1 – 5: Moderate planning & optimism | 5.1 – 7: High planning & optimism

A score of 4 indicates a moderate level of financial optimism and planning, suggesting some proactive saving habits alongside room to strengthen long-term economic planning.

example score

4/7

Exploratory Activity Attitudes in the Economic Domain (EAAitED)

Measures interest in economic information and prices, exploratory consumer behavior, perceived financial literacy, and comparison with financially successful others.

Low exploratory orientation

Moderate exploratory orientation

High exploratory orientation

1 – 3: Low exploratory orientation | 4 – 5: Moderate exploratory orientation | 6 – 7: High exploratory orientation

A score of 4 indicates a moderate level of exploratory economic activity, suggesting occasional interest in economic events and prices with an average self-assessment of financial literacy.

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DATA-BASED USER COHORTS

Who Usually Takes This Test?

Students planning finances

41%OF USERS

Young people take it to understand their attitudes toward money, saving, work value, and financial risk before making real-life financial choices.

Youth program participants

34%OF USERS

Participants in financial literacy, career guidance, or social initiatives use it as a quick baseline to see what economic beliefs they start with.

Researchers and educators

25%OF USERS

Psychologists, teachers, and sociologists administer it to rapidly profile economic attitudes across groups and track changes over time.

BASED ON AGGREGATED, ANONYMIZED DATA FROM TENS OF THOUSANDS OF FREUDLY USERS.

Benchmarking

See How You Compare

Once you complete the test, your results are compared with real-world data from people in your country.
Below is a preview of how scores are typically distributed across each scale.

Socio-economic comparison (Sc)

Average

3.9

Normal range

2.8 — 4.9

min.

max.

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

Trust in Economic Actors and Institutions (TiEAaI)

Average

4.5

Normal range

3.6 — 5.5

min.

max.

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

Attitudes Toward Economic Planning and Financial Optimism (ATEPaFO)

Average

Normal range

2.2 — 3.8

min.

max.

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

Attitudes of exploratory activity in the economy (Aoeaite)

Average

2.6

Normal range

1.7 — 3.6

min.

max.

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

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SAMPLE QUESTIONS

Example Questions From the Test

- Strongly disagree
- Disagree
- Somewhat disagree
- Neither agree nor disagree
- Somewhat agree
- Agree
- Strongly agree
- Strongly disagree
- Disagree
- Somewhat disagree
- Neither agree nor disagree
- Somewhat agree
- Agree
- Strongly agree
- Completely disagree
- Disagree
- Somewhat disagree
- Neither agree nor disagree
- Somewhat agree
- Agree
- Completely agree

These are 3 of the 17 real questions — the rest appear in the test. No sign-up needed to start.

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WHAT THE TEST MEASURES

About This Assessment

Express Diagnostic of Economic Attitudes Test

Express Assessment of Economic Attitudes Test - Symptoms and Signs

financial behavior

This brief self-report measure is designed to screen attitudes and beliefs related to economic behavior. The Express Assessment of Economic Attitudes provides a rapid snapshot of an individual’s economic viewpoints that may be relevant to research or applied assessment contexts.

The instrument includes 17 items and typically takes about 4 minutes to complete. Items are intended to capture general orientations toward economic issues and everyday financial decision-making, supporting efficient group administration and comparison across respondents.

The Express Assessment of Economic Attitudes is most appropriately interpreted as a descriptive measure of stated attitudes rather than as a stand-alone indicator of competence or functioning. When authorship is cited, it is commonly attributed to F. Thomas Juster and Paul M. Warshaw.

Author: F. Thomas Juster, Paul M. Warshaw

Literature: Furnham, A. Economic socialization: A study of adults’ perceptions of economic behavior. Journal of Economic Psychology. 1987.