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financial behavior

Express Assessment of Economic Attitudes Test

Take the online Express Assessment of Economic Attitudes Test - AI psychologist FreudlyYou can take Express Assessment of Economic Attitudes Test here. Online version of a simple and accurate psychological test with interpretation.en
In about four minutes, the Express Assessment of Economic Attitudes Test guides you through 17 questions about spending, saving, financial confidence, markets, and economic actors. Your result offers a structured profile for self-reflection, helping you notice patterns in planning, trust, and everyday economic behavior.
Questions: 174 minutes
Express Assessment of Economic: situation and reply bubbles
October 2, 2025October 2, 2025Material has been updatedOctober 2, 2025Material has been published
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Daniel HallPsychologist · Test reviewer
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Scale Explorer

How the Scales are Structured

Socioeconomic ComparisonSC
Measures the extent to which a person is oriented toward socio-economic equality and avoids standing out or competing in market-like conditions.
example score3/7
3/7Competitive/individual-differentiatingexample score
1 – 3Competitive/individual-differentiating
4 – 5Balanced comparison
6 – 7Equality-oriented/non-competitive
A score of 3 falls in the low range, suggesting a relatively greater comfort with competition and differentiation rather than a strong preference for equality and blending in.
Trust in Economic Actors and InstitutionsTiEAaI
Measures confidence in entrepreneurs, banks, and other economic institutions, including willingness to invest in businesses and funds.
example score3/7
3/7Low trustexample score
1 – 3Low trust
4 – 5Moderate trust
6 – 7High trust
A score of 3 indicates relatively low trust in economic actors and institutions and a cautious stance toward investing.
Economic Planning and Financial Optimism AttitudesEPaFOA
This scale measures how optimistic a person feels about their economic future and how proactively they plan and save money.
example score4/7
4/7Moderate planning & optimismexample score
1 – 3Low planning & optimism
3.1 – 5Moderate planning & optimism
5.1 – 7High planning & optimism
A score of 4 indicates a moderate level of financial optimism and planning, suggesting some proactive saving habits alongside room to strengthen long-term economic planning.
Exploratory Activity Attitudes in the Economic DomainEAAitED
Measures interest in economic information and prices, exploratory consumer behavior, perceived financial literacy, and comparison with financially successful others.
example score4/7
4/7Moderate exploratory orientationexample score
1 – 3Low exploratory orientation
4 – 5Moderate exploratory orientation
6 – 7High exploratory orientation
A score of 4 indicates a moderate level of exploratory economic activity, suggesting occasional interest in economic events and prices with an average self-assessment of financial literacy.
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DATA-BASED USER COHORTS

Who Usually Takes This Test?

Students planning finances
41%OF USERS
Young people take it to understand their attitudes toward money, saving, work value, and financial risk before making real-life financial choices.
Youth program participants
34%OF USERS
Participants in financial literacy, career guidance, or social initiatives use it as a quick baseline to see what economic beliefs they start with.
Researchers and educators
25%OF USERS
Psychologists, teachers, and sociologists administer it to rapidly profile economic attitudes across groups and track changes over time.
BASED ON AGGREGATED, ANONYMIZED DATA FROM TENS OF THOUSANDS OF FREUDLY USERS.
Benchmarking

See How You Compare

Once you complete the test, your results are compared with real-world data from people in your country.
Below is a preview of how scores are typically distributed across each scale.
Shaded area — where most people score
Dot — the average
You — your score lands on each curve after the test— your score, after the test
Socio-economic comparisonSc
You?
Average3.9
Typical rangeTypical2.8 – 4.9
Possible1 – 7
Trust in Economic Actors and InstitutionsTiEAaI
You?
Average4.5
Typical rangeTypical3.6 – 5.5
Possible1 – 7
Attitudes Toward Economic Planning and Financial OptimismATEPaFO
You?
Average3
Typical rangeTypical2.2 – 3.8
Possible1 – 7
Attitudes of exploratory activity in the economyAoeaite
You?
Average2.6
Typical rangeTypical1.7 – 3.6
Possible1 – 7
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SAMPLE QUESTIONS

Example Questions From the Test

    • Strongly disagree
    • Disagree
    • Somewhat disagree
    • Neither agree nor disagree
    • Somewhat agree
    • Agree
    • Strongly agree
    • Strongly disagree
    • Disagree
    • Somewhat disagree
    • Neither agree nor disagree
    • Somewhat agree
    • Agree
    • Strongly agree
    • Completely disagree
    • Disagree
    • Somewhat disagree
    • Neither agree nor disagree
    • Somewhat agree
    • Agree
    • Completely agree
WHAT THE TEST MEASURES

Express Assessment of Economic Attitudes Test - Description and methodology of the test

financial behavior

For readers who want to examine beliefs and attitudes associated with economic choices, the Express Assessment of Economic Attitudes Test offers a way to organize reported responses rather than a single label. It suits people who want a clearer starting point for considering their financial outlook and social comparisons. As an economic attitudes assessment, it can highlight patterns worth examining in personal habits and expectations.

What This Assessment Explores

The questionnaire examines attitudes toward money, competition, saving, and economic institutions; as an economic attitudes test, it also considers equality, planning, exploration, and information. Results describe tendencies, not income or worth.

Dimensions include:

  • Socioeconomic Comparison (1-7) measures competition, market adaptation, differentiation, balanced comparison, or equality orientation: Competitive/individual-differentiating 1-3; Balanced comparison 4-5; Equality-oriented/non-competitive 6-7.
  • Trust in Economic Actors and Institutions (1-7) measures trust in entrepreneurs, banks, and investment willingness: Low trust 1-3; Moderate trust 4-5; High trust 6-7.
  • Economic Planning and Financial Optimism Attitudes (1-7) combines saving and future confidence: Low planning & optimism 1-3; Moderate planning & optimism 3.1-5; High planning & optimism 5.1-7.
  • Exploratory Activity Attitudes in the Economic Domain (1-7) measures exploratory consumer behavior, attention to economic events and prices, self-rated financial literacy, and comparison with financially successful people: Low exploratory orientation 1-3; Moderate exploratory orientation 4-5; High exploratory orientation 6-7.

Methodology and Evidence Base

Each statement uses a seven-point agreement scale from strong disagreement to strong agreement, with a neutral midpoint. Topics include purchasing, saving, financial confidence, deposits, investment risk, charity, economic news, and reactions to wealth and success. The format records reported attitudes, not verified behavior.

Each construct is reported separately. Bands indicate lower, middle, or higher expressions of the relevant tendency, not universal financial cutoffs or predictions of economic outcomes. Read the result as a profile within this questionnaire.

Within this framework, this online economic attitudes questionnaire is conceptually consistent with Deyneka and Zabelina's 2018 multiple-factor questionnaire; it is not presented as a reproduction or adaptation of that instrument. Studies by Orap and Kalba from 2021 and Luzan and colleagues from 2019 likewise examine planning, trust, comparison, and exploration.

This online version has no stated normative reference or standardized interpretation, so its bands are descriptive within the questionnaire.

Self-report can shift with mood, current circumstances, social desirability, and self-awareness. Use the profile for reflection rather than diagnosis, and add broader context when decisions matter.

Author: F. Thomas Juster, Paul M. Warshaw
Literature:
  • Deyneka, Olga, and Ekaterina Zabelina. "Multiple-factor questionnaire for the express diagnostics of economic attitudes: the results of the development." Psychological Studies, 11(58), Article 9 (2018). 10.54359/ps.v11i58.309
  • Orap, Maryna Olehivna, and Yaroslava Yevhenivna Kalba. "The research of the economic attitudes of Ukrainian youth: theoretical and practical aspects." Insight: The Psychological Dimensions of Society, 5, 117-131 (2021). 10.32999/2663-970X/2021-5-8
  • Luzan, Vladimir S., Natalia P. Koptseva, Ekaterina V. Zabelina, Svetlana A. Kurnosova, and Irina A. Trushina. "The Structure of Economic Attitudes of the Youth - Representatives of the Indigenous Small-Numbered Peoples of the Arctic Zone of the Russian Federation: Results of a Pilot Study." Journal of Siberian Federal University. Humanities & Social Sciences, 12(7), 1146-1162 (2019). 10.17516/1997-1370-0448

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