Adolescent Attitudes Toward Money Scales Test

Adolescents can complete this questionnaire, while parents and educators can use the resulting profile to discuss financial responsibility and expectations of parental support. The Adolescent Attitudes Toward Money Scales Test turns responses about spending, saving, allowances, and family help into a profile of two related tendencies. It offers a starting point for discussing adolescent attitudes toward money without treating a score as a fixed personal label.

What This Assessment Explores

The questionnaire focuses on family situations involving allowances, purchases, education, thrift, repayment, and care with a parent's money. It examines responsibility and expectations of material support, making it relevant to teen money management.

The result is organized around two dimensions; thrift, helping, and repayment add context but are not separately scored:

• Financial Awareness (0-16) reflects self-discipline, deliberation, and responsible money behavior; Low awareness (0-7), Moderate awareness (8-14), and High awareness (15-16) are the displayed bands.
• Financial Entitlement (6-24) reflects beliefs that parents should meet material needs; lower results suggest independence, while higher results indicate stronger support expectations; Independent (6-9), Balanced expectations (10-16), and Strong entitlement (17-24) are the displayed bands.

Together, the dimensions show how financial responsibility and expectations of parental material support relate; a higher result on one is not automatically better in every circumstance.

Methodology and Evidence Base

Some statements use a four-point agreement scale from Strongly disagree to Strongly agree; others use a five-point frequency scale from Never to Always. Agreement options cover several beliefs about parental provision, while frequency options cover parental help and financial behaviours such as saving, repaying help, and spending.

Scoring produces separate totals for the two dimensions, not one global score. Each total is assigned to its displayed band, so interpretation focuses on the pattern between responsibility and expected support. Interpret the pattern alongside family conversations and spending circumstances when exploring money attitudes in adolescents.

The questionnaire is conceptually consistent with NAMAS, which distinguishes entitlement from conscientious financial behavior. Research on allowances and parental payment, together with financial-socialization studies, adds context on how money beliefs relate to family, work, and education. These sources support the themes but do not establish norms or clinical cutoffs for this online version.

Because self-report answers depend on honesty, current circumstances, and self-awareness, results may vary and are best considered with information about the young person's behavior and relationships.