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Investment Attitudes Questionnaire3

Investment Attitudes Questionnaire Test

Understand what drives your investing mindset in just 3 minutes. Get clear insight into anxiety, skepticism, and readiness to invest to tailor advice and build confident decisions.

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Questions: 143 minutes

08:30

October 2, 2025

October 2, 2025
Material has been updated

October 2, 2025
Material has been published

25,616 views

1,877 completions

1,593 likes

Verified by Daniel Hall

Psychologist with 25 years of experience

Scale Explorer

How the Scales are Structured

example score

5/7

Propensity to Invest (PtI)

Inclination to Invest measures your willingness and motivation to engage in investing and commit to long-term financial decisions.

Low inclination

Moderate inclination

High inclination

1 – 3.7: Low inclination | 3.8 – 5.9: Moderate inclination | 6 – 7: High inclination

A score of 5 indicates a moderate inclination to invest, suggesting interest and readiness to invest when supported by sufficient knowledge and analysis.

example score

4/7

Investment Pessimism (IP)

Investment pessimism measures how negatively a person views their financial capacity and the current suitability of investing conditions.

Low pessimism

Moderate pessimism

High pessimism

1 – 3.3: Low pessimism | 3.4 – 5.8: Moderate pessimism | 5.9 – 7: High pessimism

A score of 4 indicates moderate investment pessimism, suggesting a somewhat cautious and skeptical view of investing conditions and personal financial readiness.

example score

4/7

Investment Anxiety (IA)

Measures how much worry, uncertainty intolerance, and perceived complexity you experience around making investments.

Low anxiety

Moderate anxiety

High anxiety

1 – 3: Low anxiety | 3.1 – 6: Moderate anxiety | 6.1 – 7: High anxiety

A score of 4 indicates a moderate level of investment anxiety, suggesting some worry and hesitation may be present but not dominant.

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DATA-BASED USER COHORTS

Who Usually Takes This Test?

New and cautious investors

41%OF USERS

People considering their first investments who want to understand what drives their worries, skepticism, and readiness to start.

Active DIY investors

34%OF USERS

Individuals already investing on their own who want to check if anxiety or overconfidence is shaping their decisions.

Financial coaches and researchers

25%OF USERS

Professionals using quick diagnostics to tailor guidance or study patterns in investment attitudes across groups.

BASED ON AGGREGATED, ANONYMIZED DATA FROM TENS OF THOUSANDS OF FREUDLY USERS.

Benchmarking

See How You Compare

Once you complete the test, your results are compared with real-world data from people in your country.
Below is a preview of how scores are typically distributed across each scale.

Inclination to Invest (ItI)

Average

5.1

Normal range

4.3 — 6

min.

max.

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

Investment Pessimism (IP)

Average

4.6

Normal range

3.7 — 5.5

min.

max.

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

Investment Anxiety (IA)

Average

2.5

Normal range

1.7 — 3.3

min.

max.

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

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SAMPLE QUESTIONS

Example Questions From the Test

- Strongly disagree
- Disagree
- Somewhat disagree
- Neither agree nor disagree
- Somewhat agree
- Agree
- Strongly agree
- Strongly disagree
- Disagree
- Somewhat disagree
- Not sure / neither agree nor disagree
- Somewhat agree
- Agree
- Strongly agree
- Strongly disagree
- Disagree
- Somewhat disagree
- Not sure / neither agree nor disagree
- Somewhat agree
- Agree
- Completely agree

These are 3 of the 14 real questions — the rest appear in the test. No sign-up needed to start.

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WHAT THE TEST MEASURES

About This Assessment

Investment Attitudes Questionnaire Test - Symptoms and Signs

financial behavior

The measure is designed to assess individual differences in attitudes toward investing and related decision-making tendencies. The Investment Attitudes Questionnaire is a brief self-report instrument intended for use in screening, clinical intake, and research contexts where a rapid profile of investment-related attitudes is useful. It contains 14 items and typically requires about 3 minutes to complete.

Content is organized around domains commonly linked to investment behavior, such as anxiety about investing, pessimism regarding markets and outcomes, and general willingness or motivation to invest. Results from the Investment Attitudes Questionnaire may help inform case conceptualization or guide discussion of risk perception, uncertainty tolerance, and behavioral tendencies in financial decision-making. When referenced bibliographically, it is attributed to Paul Slovic and Daniel Kahneman.

Author: Daniel Kahneman, Paul Slovic

Literature: Weber, E. U., Blais, A. R., & Betz, N. E. A domain-specific risk-attitude scale: Measuring risk perceptions and risk behaviors. Journal of Behavioral Decision Making. 2002.