Home
Psychological tests
Investment Attitudes Questionnaire

Investment Attitudes Questionnaire Test

Understand what drives your investing mindset in just 3 minutes. Get clear insight into anxiety, skepticism, and readiness to invest to tailor advice and build confident decisions.

Start Online Test

Questions: 143 minutes

Hi! My name is Freudly, i am an AI therapist, I will give you an interpretation of the test after you complete it.

08:30

October 2, 2025

October 2, 2025
Material has been updated

October 2, 2025
Material has been published

22,655 views

1,613 completions

1,372 likes

Verified by Daniel Hall

Psychologist with 25 years of experience

Scale Explorer

How the Scales are Structured

example score

5/7

Propensity to Invest (PtI)

Inclination to Invest measures your willingness and motivation to engage in investing and commit to long-term financial decisions.

Low inclination

Moderate inclination

High inclination

1 – 3.7: Low inclination | 3.8 – 5.9: Moderate inclination | 6 – 7: High inclination

A score of 5 indicates a moderate inclination to invest, suggesting interest and readiness to invest when supported by sufficient knowledge and analysis.

example score

4/7

Investment Pessimism (IP)

Investment pessimism measures how negatively a person views their financial capacity and the current suitability of investing conditions.

Low pessimism

Moderate pessimism

High pessimism

1 – 3.3: Low pessimism | 3.4 – 5.8: Moderate pessimism | 5.9 – 7: High pessimism

A score of 4 indicates moderate investment pessimism, suggesting a somewhat cautious and skeptical view of investing conditions and personal financial readiness.

example score

4/7

Investment Anxiety (IA)

Measures how much worry, uncertainty intolerance, and perceived complexity you experience around making investments.

Low anxiety

Moderate anxiety

High anxiety

1 – 3: Low anxiety | 3.1 – 6: Moderate anxiety | 6.1 – 7: High anxiety

A score of 4 indicates a moderate level of investment anxiety, suggesting some worry and hesitation may be present but not dominant.

Start Online Test

just completed the test

DATA-BASED USER COHORTS

Who Usually Takes This Test?

New and cautious investors

41%OF USERS

People considering their first investments who want to understand what drives their worries, skepticism, and readiness to start.

Active DIY investors

34%OF USERS

Individuals already investing on their own who want to check if anxiety or overconfidence is shaping their decisions.

Financial coaches and researchers

25%OF USERS

Professionals using quick diagnostics to tailor guidance or study patterns in investment attitudes across groups.

BASED ON AGGREGATED, ANONYMIZED DATA FROM TENS OF THOUSANDS OF FREUDLY USERS.

RESULTS YOU CAN ACTUALLY USE

Scale Results
— Explained Clearly

Your scores across each test scale are translated into plain, usable insights. You won’t just get numbers — you’ll learn how your results impact your daily life, emotional state, and overall well-being.

AI-Powered
Interpretation

You’ll receive a structured, clinically-grounded explanation. Our AI analyzes patterns and relationships between scales to provide a coherent interpretation, without exaggerated language.

Statistical
Comparison

See how your results compare to others. Anonymized platform data is used to create a percentile scale, which identifies whether your results are typical.

Practical
Recommendations

You’ll receive clear, actionable guidance tailored to your profile. These easy-to-implement suggestions focus on coping, self-regulation, and realistic next steps.

AI-Powered
Insights

Get insights on behavioral and thought patterns you might not notice on your own. By uncovering subtle connections between your responses, you’ll better understand what may be driving your current results.

Discuss with
an AI Therapist

Clarify, reflect, and explore your results right away. Talk through your experience, ask questions, and explore meanings in a calm, non-diagnostic dialogue.

Start Online Test

Used in 52+ countries

Benchmarking

See How You Compare

Once you complete the test, your results are compared with real-world data from people in your country.
Below is a preview of how scores are typically distributed across each scale.

Inclination to Invest (ItI)

Average

5.1

Normal range

4.3 — 6

min.

max.

Majority

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

Investment Pessimism (IP)

Average

4.6

Normal range

3.7 — 5.5

min.

max.

Majority

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

Investment Anxiety (IA)

Average

2.5

Normal range

1.7 — 3.3

min.

max.

Majority

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear on the scale so you can see how you compare.

Start Online Test

Featured On

CLEAR ANSWERS TO COMMON QUESTIONS

Frequently Asked Questions

What does this questionnaire measure?

It measures psychological attitudes related to investing across three scales: anxiety, pessimism, and propensity. Results indicate whether worry, skepticism, or motivation is most prominent.

How long does it take and how many items are included?

Completion typically takes about 3 minutes. The questionnaire includes 14 items.

What do the three scales mean?

Investment Anxiety reflects the level of worry before making investment decisions. Investment Pessimism reflects negative expectations and focus on market risks, and Investment Propensity reflects readiness and motivation to invest.

How should items be answered?

Read each statement and select the response that best reflects typical thoughts and reactions. Responses should reflect usual patterns rather than a single recent event.

How should results be used?

Results support discussion of decision-making style and risk-related reactions in financial contexts. They do not provide financial advice and should be interpreted alongside other relevant information.

WHAT THE TEST MEASURES

About This Assessment

Investment Attitudes Questionnaire Test - Symptoms and Signs

financial behavior

The measure is designed to assess individual differences in attitudes toward investing and related decision-making tendencies. The Investment Attitudes Questionnaire is a brief self-report instrument intended for use in screening, clinical intake, and research contexts where a rapid profile of investment-related attitudes is useful. It contains 14 items and typically requires about 3 minutes to complete.

Content is organized around domains commonly linked to investment behavior, such as anxiety about investing, pessimism regarding markets and outcomes, and general willingness or motivation to invest. Results from the Investment Attitudes Questionnaire may help inform case conceptualization or guide discussion of risk perception, uncertainty tolerance, and behavioral tendencies in financial decision-making. When referenced bibliographically, it is attributed to Paul Slovic and Daniel Kahneman.

Author: Daniel Kahneman, Paul Slovic

Literature: Weber, E. U., Blais, A. R., & Betz, N. E. A domain-specific risk-attitude scale: Measuring risk perceptions and risk behaviors. Journal of Behavioral Decision Making. 2002.

Test Question Form