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Investment Attitudes Questionnaire

Investment Attitudes Questionnaire Test

Understand what drives your investing mindset in just 3 minutes. Get clear insight into anxiety, skepticism, and readiness to invest to tailor advice and build confident decisions.

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Questions: 143 minutes

Hi! My name is Freudly, i am an AI therapist, I will give you an interpretation of the test after you complete it.

08:30

October 2, 2025

October 2, 2025
Material has been updated

October 2, 2025
Material has been published

22654 views

1610 completions

1372 likes

Scale Explorer

How the Scales are Structured

example score

5/7

Propensity to Invest (PtI)

Inclination to Invest measures your willingness and motivation to engage in investing and commit to long-term financial decisions.

Low inclination

Moderate inclination

High inclination

1 – 3.7: Low inclination | 3.8 – 5.9: Moderate inclination | 6 – 7: High inclination

A score of 5 indicates a moderate inclination to invest, suggesting interest and readiness to invest when supported by sufficient knowledge and analysis.

example score

4/7

Investment Pessimism (IP)

Investment pessimism measures how negatively a person views their financial capacity and the current suitability of investing conditions.

Low pessimism

Moderate pessimism

High pessimism

1 – 3.3: Low pessimism | 3.4 – 5.8: Moderate pessimism | 5.9 – 7: High pessimism

A score of 4 indicates moderate investment pessimism, suggesting a somewhat cautious and skeptical view of investing conditions and personal financial readiness.

example score

4/7

Investment Anxiety (IA)

Measures how much worry, uncertainty intolerance, and perceived complexity you experience around making investments.

Low anxiety

Moderate anxiety

High anxiety

1 – 3: Low anxiety | 3.1 – 6: Moderate anxiety | 6.1 – 7: High anxiety

A score of 4 indicates a moderate level of investment anxiety, suggesting some worry and hesitation may be present but not dominant.

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DATA-BASED USER COHORTS

Who Usually Takes This Test?

New and cautious investors

41%OF USERS

People considering their first investments who want to understand what drives their worries, skepticism, and readiness to start.

Active DIY investors

34%OF USERS

Individuals already investing on their own who want to check if anxiety or overconfidence is shaping their decisions.

Financial coaches and researchers

25%OF USERS

Professionals using quick diagnostics to tailor guidance or study patterns in investment attitudes across groups.

BASED ON AGGREGATED, ANONYMIZED DATA FROM TENS OF THOUSANDS OF FREUDLY USERS.

RESULTS YOU CAN ACTUALLY USE

What You’ll See After You Finish the Test

Scale Results
— Explained Clearly

Your scores across each test scale, translated into plain, usable insights. Not just numbers, but what they actually mean for your daily life, emotional state, and overall well-being.

AI-Powered
Interpretation

A structured, clinically grounded explanation. Our AI analyzes patterns and relationships between scales to provide a coherent interpretation — without alarmist language.

Statistical
Comparison

See how you compare to others. Your scores are placed in a statistical context, showing percentiles and trends based on anonymized platform data to help you understand what`s typical.

Practical
Recommendations

Actionable guidance tailored to your profile. Receive clear, realistic suggestions you can apply immediately — focused on coping, self-regulation, and realistic next steps.

AI-Detected
Insights

Key patterns you might not notice on your own. Surfacing subtle connections in your responses that help you better understand what may be driving your current results.

Discuss with
an AI Psychologist

Clarify, reflect, and explore right away. Talk through your outcomes, ask questions, and explore meanings in a calm, non-diagnostic dialogue environment.

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Used in 52+ countries

Benchmarking

See How You Compare

Once you finish the test, your results will be compared with real-world data from people in your country.
Below is a preview of the benchmarks we use to place your score in context.

Inclination to Invest (ItI)

Average

5.1

Normal range

4.3 — 6

min.

max.

majority

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear here so you can see where you land.

Investment Pessimism (IP)

Average

4.6

Normal range

3.7 — 5.5

min.

max.

majority

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear here so you can see where you land.

Investment Anxiety (IA)

Average

2.5

Normal range

1.7 — 3.3

min.

max.

majority

This curve shows how scores are typically distributed.
Once you complete the test, your result will appear here so you can see where you land.

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CLEAR ANSWERS TO COMMON QUESTIONS

Frequently Asked Questions

Any questions left?

What does this questionnaire measure?

It measures psychological attitudes related to investing across three scales: anxiety, pessimism, and propensity. Results indicate whether worry, skepticism, or motivation is most prominent.

How long does it take and how many items are included?

Completion typically takes about 3 minutes. The questionnaire includes 14 items.

What do the three scales mean?

Investment Anxiety reflects the level of worry before making investment decisions. Investment Pessimism reflects negative expectations and focus on market risks, and Investment Propensity reflects readiness and motivation to invest.

How should items be answered?

Read each statement and select the response that best reflects typical thoughts and reactions. Responses should reflect usual patterns rather than a single recent event.

How should results be used?

Results support discussion of decision-making style and risk-related reactions in financial contexts. They do not provide financial advice and should be interpreted alongside other relevant information.

WHAT THE TEST MEASURES

About This Assessment

Investment Attitudes Questionnaire Test

financial behavior

The measure is designed to assess individual differences in attitudes toward investing and related decision-making tendencies. The Investment Attitudes Questionnaire is a brief self-report instrument intended for use in screening, clinical intake, and research contexts where a rapid profile of investment-related attitudes is useful. It contains 14 items and typically requires about 3 minutes to complete.

Content is organized around domains commonly linked to investment behavior, such as anxiety about investing, pessimism regarding markets and outcomes, and general willingness or motivation to invest. Results from the Investment Attitudes Questionnaire may help inform case conceptualization or guide discussion of risk perception, uncertainty tolerance, and behavioral tendencies in financial decision-making. When referenced bibliographically, it is attributed to Paul Slovic and Daniel Kahneman.

Author: Daniel Kahneman, Paul Slovic

Literature: Weber, E. U., Blais, A. R., & Betz, N. E. A domain-specific risk-attitude scale: Measuring risk perceptions and risk behaviors. Journal of Behavioral Decision Making. 2002.

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