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Express Assessment of Economic Attitudes Test

Understand young people’s money, work, saving, and risk attitudes in about 4 minutes. Get fast, reliable insights to tailor education, counseling, or research across groups.
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Questions: 174 minutes
Hi! My name is Freudly, i am an AI therapist, I will give you an interpretation of the test after you complete it.
08:30
October 2, 2025
October 2, 2025
Material has been updated
15796 views
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Scale Explorer
How the Scales are Structured
example score
3/7
Socioeconomic Comparison (SC)
Measures the extent to which a person is oriented toward socio-economic equality and avoids standing out or competing in market-like conditions.
Competitive/individual-differentiating
Balanced comparison
Equality-oriented/non-competitive
1 – 3: Competitive/individual-differentiating | 4 – 5: Balanced comparison | 6 – 7: Equality-oriented/non-competitive
A score of 3 falls in the low range, suggesting a relatively greater comfort with competition and differentiation rather than a strong preference for equality and blending in.
example score
3/7
Trust in Economic Actors and Institutions (TiEAaI)
Measures confidence in entrepreneurs, banks, and other economic institutions, including willingness to invest in businesses and funds.
Low trust
Moderate trust
High trust
1 – 3: Low trust | 4 – 5: Moderate trust | 6 – 7: High trust
A score of 3 indicates relatively low trust in economic actors and institutions and a cautious stance toward investing.
example score
4/7
Economic Planning and Financial Optimism Attitudes (EPaFOA)
This scale measures how optimistic a person feels about their economic future and how proactively they plan and save money.
Low planning & optimism
Moderate planning & optimism
High planning & optimism
1 – 3: Low planning & optimism | 3.1 – 5: Moderate planning & optimism | 5.1 – 7: High planning & optimism
A score of 4 indicates a moderate level of financial optimism and planning, suggesting some proactive saving habits alongside room to strengthen long-term economic planning.
example score
4/7
Exploratory Activity Attitudes in the Economic Domain (EAAitED)
Measures interest in economic information and prices, exploratory consumer behavior, perceived financial literacy, and comparison with financially successful others.
Low exploratory orientation
Moderate exploratory orientation
High exploratory orientation
1 – 3: Low exploratory orientation | 4 – 5: Moderate exploratory orientation | 6 – 7: High exploratory orientation
A score of 4 indicates a moderate level of exploratory economic activity, suggesting occasional interest in economic events and prices with an average self-assessment of financial literacy.
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DATA-BASED USER COHORTS
Who Usually Takes This Test?
Students planning finances
41%OF USERS
Young people take it to understand their attitudes toward money, saving, work value, and financial risk before making real-life financial choices.
Youth program participants
34%OF USERS
Participants in financial literacy, career guidance, or social initiatives use it as a quick baseline to see what economic beliefs they start with.
Researchers and educators
25%OF USERS
Psychologists, teachers, and sociologists administer it to rapidly profile economic attitudes across groups and track changes over time.
BASED ON AGGREGATED, ANONYMIZED DATA FROM TENS OF THOUSANDS OF FREUDLY USERS.
RESULTS YOU CAN ACTUALLY USE
What You’ll See After You Finish the Test
Scale Results
— Explained Clearly
Your scores across each test scale, translated into plain, usable insights. Not just numbers, but what they actually mean for your daily life, emotional state, and overall well-being.
AI-Powered
Interpretation
A structured, clinically grounded explanation. Our AI analyzes patterns and relationships between scales to provide a coherent interpretation — without alarmist language.
Statistical
Comparison
See how you compare to others. Your scores are placed in a statistical context, showing percentiles and trends based on anonymized platform data to help you understand what`s typical.
Practical
Recommendations
Actionable guidance tailored to your profile. Receive clear, realistic suggestions you can apply immediately — focused on coping, self-regulation, and realistic next steps.
AI-Detected
Insights
Key patterns you might not notice on your own. Surfacing subtle connections in your responses that help you better understand what may be driving your current results.
Discuss with
an AI Psychologist
Clarify, reflect, and explore right away. Talk through your outcomes, ask questions, and explore meanings in a calm, non-diagnostic dialogue environment.
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Used in 52+ countries
Benchmarking
See How You Compare
Once you finish the test, your results will be compared with real-world data from people in your country.
Below is a preview of the benchmarks we use to place your score in context.
Socio-economic comparison (Sc)
Average
3.9
Normal range
2.8 — 4.9
min.
1
max.
7
majority
This curve shows how scores are typically distributed.
Once you complete the test, your result will appear here so you can see where you land.
Trust in Economic Actors and Institutions (TiEAaI)
Average
4.5
Normal range
3.6 — 5.5
min.
1
max.
7
majority
This curve shows how scores are typically distributed.
Once you complete the test, your result will appear here so you can see where you land.
Attitudes Toward Economic Planning and Financial Optimism (ATEPaFO)
Average
3
Normal range
2.2 — 3.8
min.
1
max.
7
majority
This curve shows how scores are typically distributed.
Once you complete the test, your result will appear here so you can see where you land.
Attitudes of exploratory activity in the economy (Aoeaite)
Average
2.6
Normal range
1.7 — 3.6
min.
1
max.
7
majority
This curve shows how scores are typically distributed.
Once you complete the test, your result will appear here so you can see where you land.
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CLEAR ANSWERS TO COMMON QUESTIONS
Frequently Asked Questions

Any questions left?

What does this questionnaire measure?
It assesses economic attitudes in youth, including views on money, saving, work value, and financial risk. Results describe typical outlooks that may relate to everyday financial choices.
Who is the questionnaire intended for?
It is designed for adolescents and young adults. It may be used in educational, counseling, or research settings that examine economic perceptions.
How long does it take and how many items are included?
Completion typically takes about 4 minutes. The questionnaire contains 17 brief items.
How should items be answered?
Each item should be answered based on the first response that seems accurate. Items should not be overanalyzed; consistent answers are preferred.
How should results be interpreted and used?
Scores provide a snapshot of current economic attitudes and can be compared across groups or time points. Interpretation should consider age, context, and purpose of assessment.
WHAT THE TEST MEASURES
About This Assessment
Express Diagnostic of Economic Attitudes Test

Express Assessment of Economic Attitudes Test

financial behavior

This brief self-report measure is designed to screen attitudes and beliefs related to economic behavior. The Express Assessment of Economic Attitudes provides a rapid snapshot of an individual’s economic viewpoints that may be relevant to research or applied assessment contexts.

The instrument includes 17 items and typically takes about 4 minutes to complete. Items are intended to capture general orientations toward economic issues and everyday financial decision-making, supporting efficient group administration and comparison across respondents.

The Express Assessment of Economic Attitudes is most appropriately interpreted as a descriptive measure of stated attitudes rather than as a stand-alone indicator of competence or functioning. When authorship is cited, it is commonly attributed to F. Thomas Juster and Paul M. Warshaw.

Author: F. Thomas Juster, Paul M. Warshaw
Literature: Furnham, A. Economic socialization: A study of adults’ perceptions of economic behavior. Journal of Economic Psychology. 1987.
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