Debt Behavior Quick Survey Test - the question form

1. I am solely responsible for repaying my debts.

2. In my social circle (friends and coworkers), it is not customary to lend money.

3. I always plan my budget carefully so that I do not need to borrow money.

4. To obtain a loan on favorable terms, I am willing to gather all required certificates and documents.

5. I agree with the statement: “If you want to lose a friend, lend them money.”

6. I readily lend money to people I trust.

7. I believe that a person who borrows money from friends does not deserve respect.

8. I always try to repay debts as quickly as possible.

9. If a person wants to repay a debt on time, they will always find the money to do so.

10. I would rather go without something I want than borrow money to buy it.

11. Before taking out a loan, I would review the necessary information and choose the most favorable offer.

12. I know exactly how much I can spend each month without having to borrow money.

13. When I am planning to borrow money, I always calculate the total cost of the loan.

14. One should live within one's means.