Ordinary Quiz

Questions: 16 · 10 minutes
1. Halfway through a disappointing movie, Maya considers leaving to do something she would enjoy more. The ticket cannot be refunded. Which factor is most relevant to her decision now?
Whether the remaining movie is worth more to her than the available alternatives
The need to finish because she already paid for the ticket
The original ticket price compared with other theaters’ prices
How much she expected to enjoy the movie before buying the ticket
2. Jordan can either attend a free Saturday outing or take a one-time job earning $90. If the job is the next-best alternative, what is the opportunity cost of choosing the outing?
Zero, because the outing has no admission charge
The amount Jordan would have spent on admission
The value of Jordan’s regular weekly income
The forgone $90 from the one-time job
3. Four packages contain the same product and quality. Which one has the lowest price per kilogram?
A 750 g package for $6.00
A 1 kg package for $7.50
A 500 g package for $4.25
A 2 kg package for $16.40
4. One printer is inexpensive but uses costly cartridges; another costs more initially but has lower ink costs. What comparison best supports an informed choice?
Compare only the printers’ purchase prices
Estimate total ownership cost using the purchase price, expected printing, and replacement supplies
Compare how much each printer is advertised
Choose the printer with the largest cartridge
5. Cereal A costs $4.50 for 375 g. Cereal B costs $5.75 for 500 g. Based only on unit price, which is the better value?
Cereal A, because its package price is $1.25 lower
Cereal A, because it costs $10.50 per kilogram
Cereal B, because it costs $11.50 per kilogram versus $12.00 for A
Cereal B, because larger packages always have lower unit prices
6. Which password practice most limits the damage if one shopping site suffers a data breach?
Use a different strong password for every account, ideally managed with a password manager
Use one complicated password everywhere so it is easier to remember
Create passwords from the retailer’s name followed by the same number
Keep one password but change its final character on each site
7. A store refuses a change-of-mind return, but the product also appears to have a manufacturing defect. Which statement best distinguishes a return policy from a warranty?
A return policy and a warranty are always two names for the same promise
A warranty applies only when the buyer changes their mind
A store’s return policy can govern ordinary returns, while a warranty may separately cover qualifying defects
A return policy always replaces any manufacturer warranty
8. A package describes a product as “planet friendly.” Which additional evidence would make that environmental claim most useful to a consumer?
Green-colored packaging and pictures of forests
A specific, verifiable claim with a clearly defined scope and credible independent support
A general promise that the company cares about nature
A higher price than competing products
9. Which figure is generally designed to help consumers compare the annualized cost of borrowing, including interest and certain fees?
The amount borrowed
The monthly payment
The annual percentage rate (APR)
The stated interest charge for the first month
10. Before starting a free trial that automatically becomes a paid subscription, what information is most useful to check?
How long the company has used its current logo
How many people follow the company on social media
Whether the service offers a more expensive plan
The renewal date, future price, and cancellation method
11. A supplier unexpectedly emails new bank details and requests urgent payment of an invoice. What is the best verification step?
Contact the supplier through previously verified contact details before sending money
Pay a small amount first and see whether the supplier complains
Use the phone number included in the unexpected email
Send the payment if the email uses the supplier’s logo
12. In an insurance policy, what is a deductible?
The total value of every item covered by the policy
The maximum amount an insurer can charge for a policy advertisement
A reward paid whenever no claim is filed
The amount the policyholder generally pays toward a covered loss before the insurer pays according to the policy
13. A message claiming to be from your bank warns that your account will close unless you follow a link immediately. What is the safest way to check the claim?
Contact the bank through its official app, website, or a known phone number
Reply to the message and ask the sender to confirm it
Follow the link but leave if the page asks for a password
Forward the message to a friend and ask whether it looks genuine
14. An $80 item is discounted by 25%, then a 10% tax is applied to the discounted price. What is the final price?
$62
$68
$66
$72
15. Assuming no new purchases, what usually happens when someone pays only the minimum due on a credit-card balance?
The remaining balance stops accumulating interest
Repayment generally takes longer and costs more interest than making larger payments
The card issuer must forgive the balance after a fixed number of payments
Every minimum payment reduces the principal by the same amount
16. Prices rise by 5% over a year while your income and spending needs remain unchanged. What happens to the purchasing power of your income?
It rises because the numerical income is unchanged
It automatically rises by the same percentage as prices
It stays identical because purchasing power depends only on income
It falls because the same income buys fewer goods and services
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