Common Sense Test

1. You keep a rough idea of your weekly/monthly spending so you can make small corrections before it becomes a problem.

2. If an app or website requests unusual permissions (contacts, mic, files), I question it and limit access when possible.

3. Before buying something expensive, you typically wait a bit (even a few hours or a day) to reduce impulse spending.

4. When someone gives vague answers about money (e.g., “don’t worry about it”), you ask clarifying questions before agreeing.

5. If someone avoids eye contact, gives short answers, or steps back, you interpret it as a cue to give them space.

6. If a product or service deal sounds ""too good to be true,"" I assume it might be risky until I verify it.

7. You can tell when someone is fishing for information (money, relationship status, personal details) and respond cautiously.

8. If I borrow something, I return it in good condition and on time (or communicate promptly if there’s a problem).

9. I avoid sharing sensitive personal information (address, full birthdate, codes) unless there is a clear need and trusted source.

10. If I feel impaired (tired, distracted, intoxicated), I avoid activities that require full attention (driving, operating equipment).

11. If a stranger pressures me to act quickly (buy now, sign now, ""last chance""), I slow down rather than rush.

12. I notice when a situation feels unsafe (poor lighting, isolated area, aggressive behavior) and adjust my plan.

13. When something breaks, I choose a realistic fix (repair, replace, or get help) instead of ignoring it or using a risky workaround.

14. You notice when a person’s actions don’t match their words and you adjust how much you trust their promises.

15. When a salesperson pressures you with “today only,” you treat it as a red flag and slow down.

16. I look for multiple warning signs (inconsistent stories, secrecy, boundary-pushing) rather than dismissing them as ""probably fine.""

17. If I’m offered a deal that seems “too good to be true,” I slow down and verify details before committing.

18. You can usually read the room well enough to know when a topic (money, politics, gossip) is making others uncomfortable.

19. Before meeting someone new from the internet in person, I take basic safety steps (public place, tell a friend, share location).

20. When I’m unsure whether something is safe (food, product, situation), I choose the safer option even if it’s inconvenient.

21. You check return policies and warranties before buying items that might need replacing.

22. When making a purchase, you consider opportunity cost (what else that money could do) rather than only “Can I pay today?”

23. When I make a mistake that affects others, I take practical steps to fix it (apologize, correct it, and prevent repeats).

24. If I’m unsure whether something is safe (food, medicine, equipment), I check reliable guidance instead of guessing.

25. If I’m unsure whether an online message or link is legitimate, I avoid clicking and verify through a trusted source.

26. If a deal sounds “too good to be true,” you pause and look for the catch (fees, conditions, scams).

27. I recognize that ""nothing bad happened last time"" is not proof that a risky choice is safe.

28. I’m comfortable saying ""no"" or leaving when something feels off, even if it seems awkward.

29. I avoid getting into a car with a driver who seems unsafe (impaired, reckless, overly angry).

30. When a plan starts going wrong, I focus on the next workable step instead of getting stuck on what “should have happened.”

31. You can usually tell when someone’s short reply (e.g., “K.”) signals annoyance or disinterest rather than friendliness.

32. If you split a bill, you check whether tax/tip and shared items were handled fairly before paying.

33. You can usually tell when a compliment comes with an expectation (like a favor) attached.

34. If I notice a small problem at home (leak, strange smell, broken latch), I address it early rather than waiting for it to get worse.

35. You compare the total cost (including interest, delivery, add-ons) rather than focusing only on the monthly payment.

36. If someone I don't know asks for help that would isolate me (""Come with me,"" ""Step into my car""), I refuse and seek safer options.

37. When someone says “Don’t tell anyone,” you consider whether it’s harmless privacy or a sign of manipulation.

38. I keep my phone/software reasonably updated to reduce security risks.

39. I keep emergency basics in mind (who to call, how to get help, exits/routes) when in unfamiliar places.

40. When I hear conflicting advice, I compare options and choose what seems most practical for my situation.

41. When someone repeatedly asks for “small” amounts of money, you recognize the pattern and set limits early.

42. In a conflict that is escalating, I focus on de-escalation and getting to safety rather than ""winning"" the argument.

43. If I smell gas/burning or notice a serious hazard at home or work, I act promptly rather than assuming it’s nothing.

44. If a friend suggests something that seems unsafe or unrealistic, I speak up or opt out.

45. If I’m approached by someone claiming to be an official (bank, police, delivery) asking for info, I verify through a trusted channel.

46. When someone keeps “joking” at your expense and you feel uncomfortable, you recognize it as a boundary issue rather than harmless humor.

47. If you feel pressured to say yes immediately in a social situation, you give yourself permission to respond later.

48. You avoid sharing payment details (PINs, one-time codes) even if someone seems friendly or urgent.

49. Before sending money or gift cards to someone, I verify who they are and why they need it.

50. You notice when a group conversation has shifted and it’s better to stop pushing your point.

51. I pay attention to safety instructions and warnings rather than assuming they don't apply to me.

52. When I notice early signs of illness or injury, I take reasonable action (rest, basic care, or getting advice) rather than ignoring it.

53. When I realize I'm running late, I choose a safe, realistic way to catch up rather than taking risks (e.g., speeding or skipping important steps).

54. If I realize I'm being followed or watched, I move toward safety (public area, staff, call for help) instead of ignoring it.

55. When buying from an online marketplace, I use safer methods (meet in public, verify item, secure payment) rather than taking chances.

56. If I misplace an important item (keys, wallet, phone), I retrace steps systematically rather than panicking or searching randomly.

57. If I’m feeling emotional, I delay major decisions (like big purchases or quitting) until I’ve cooled down.

58. If someone repeatedly cancels plans last-minute, you interpret it as low priority and adjust expectations accordingly.

59. If an email or text asks me to ""verify"" account details via a link, I treat it as suspicious until proven safe.

60. Before making a purchase, I check whether it fits my budget and priorities (not just whether I want it).

61. When I’m uncertain, I choose solutions that are simple and reliable rather than complicated “hacks” that might fail.

62. If I don't understand instructions (a form, a policy, or a task), I pause and clarify before acting.

63. When I have multiple tasks, I choose what matters most first rather than whatever feels easiest.

64. I consider worst-case outcomes before doing something with potential safety consequences (e.g., climbing, driving, tools).

65. When someone asks to borrow your card or use your account “just this once,” you recognize the risk and decline.

66. When traveling, I keep important items (passport, wallet, phone) secured and avoid displaying them unnecessarily.

67. You recognize that “free trial” offers often require cancelling on time and you plan for that if you sign up.

68. I double-check that doors/windows are secured when leaving home or going to sleep.

69. When using public Wi‑Fi, I avoid sensitive logins or take precautions (VPN, hotspot, wait until secure network).

70. Before lending money to a friend or coworker, you consider whether you can afford not to get it back.

71. You keep track of upcoming bills so you’re rarely surprised by a due date.

72. When I plan a trip or outing, I account for basics (time, transportation, costs, weather) rather than assuming it will “work out.”

73. You notice when your message might be misread in text and adjust tone (e.g., add context or choose a call).

74. If someone asks me for an immediate answer and I don’t have enough information, I’m comfortable saying I need time to check.

75. You avoid committing to shared costs (trips, group gifts, memberships) until the exact amount and deadline are clear.

76. You can usually tell when someone is being sarcastic versus sincere based on context and tone.

77. I think about how my actions could affect my safety later (e.g., posting location publicly, leaving valuables visible).

78. When crossing streets or driving, I assume others may make mistakes and I stay alert accordingly.